Homeowner's Insurance

What should I consider?
  • The year your house was built. The newer the house, the better. Some companies will not cover a home if it is too old.
     
  • Have there been any updates to the house? Even if the house is old, having certain renovations can qualify you for possible discounts and better tier ratings.
     
  • The condition of the house. A lot of companies will come out and inspect a home after we write it here in the office. If they find anything that does not meet their requirements, they can instantly cancel your policy (e.g. cracked or crumbling walkways, overhanging tree branches, shingles skewed off the roof, etc).